🕉 ॐ नमः शिवाय 🕉
Key Fact Statement before every loan — no hidden charges

Short-term credit that grows with you, not against you.

Borrow ₹500–₹50,000 for 7, 15 or 30 days. Fully digital application, same-day disbursal, and every rupee of cost disclosed upfront — before you commit.

  • No paperwork visits
  • e-Sign agreement
  • Prepay anytime

Example: ₹10,000 for 30 days

Loan amount (principal)₹10,000
Processing fee− ₹2,000
You receive (net disbursal)₹8,000
Interest — 1%/day × 30 days₹3,000
Total you repay₹13,000

Shown before you apply, and again before you e-sign. Illustrative example.

7–30day tenures, your choice
100%digital — apply in minutes
1%/daysimple interest, shown upfront
₹50,000maximum ticket size
Why FinCrop

Built for speed, priced with honesty

Everything a short-term loan should be: fast to get, easy to understand, and simple to close early.

Instant approval

Automated checks on your application and documents give a decision in minutes, not days.

100% digital journey

Apply, upload KYC, e-sign the agreement and receive money in your bank account — all online.

Tenure that fits

Pick 7, 15 or 30 days. See the exact payable amount for each option before you choose.

Transparent charges

A regulator-style Key Fact Statement — fee, net disbursal, interest and schedule — before you submit.

Prepay anytime

Close your loan any day and pay interest only till that date. No foreclosure charges, ever.

Track every step

Your customer portal shows a live status timeline and a real-time interest meter after disbursal.

How it works

Four steps to money in your account

1

Apply online

Choose your amount, verify your mobile with an OTP, and fill in your details.

2

Upload documents

Aadhaar, PAN, a selfie and a 1-month bank statement — straight from your phone.

3

e-Sign agreement

Once approved, review your Key Fact Statement and sign the digital loan agreement.

4

Get disbursal

Net amount hits your verified bank account. Track interest live in your portal.

Transparent charges

Every cost, on the table, before you borrow

॥ ॐ नमः शिवाय ॥

No processing “surprises”, no fine-print fees. Here is the complete pricing of a FinCrop short-term loan:

₹8,000 Simple example — on ₹10,000 borrowed ₹10,000 loan pe aapke bank mein ₹8,000 aate hain. Baaki processing fee hoti hai — exact amount aapko KFS mein apply karne se pehle clearly dikhta hai.
1%/day Simple interest on principal Charged only for the days you hold the loan.
₹0 Prepayment / foreclosure fee Close any day; pay interest only up to that date.
ॐ नमः शिवाय Key Fact Statement (KFS) Har charge ki poori jaankari — submit karne se pehle aur e-sign se pehle — hamesha saaf-saaf dikhai jaati hai.

Ready when you are.

Takes about 5 minutes. You will see the exact fee, interest and repayment schedule before anything is submitted.

Apply for Loan