/* ============================================================
   FinCrop Microfinance — shared stylesheet
   Palette: deep green + gold accent on warm neutral base.
   No blue/purple gradients anywhere (brand requirement).
   ============================================================ */

:root{
  /* warm neutrals */
  --bg:#f6f3ec;
  --surface:#fffdf8;
  --card:#ffffff;
  --ink:#28241d;
  --ink-2:#4c463a;
  --muted:#7a7060;
  --line:#e6dfd0;
  --line-soft:#efe9da;

  /* deep green */
  --green-950:#071f17;
  --green-900:#0b2f23;
  --green-800:#11412f;
  --green-700:#16553e;
  --green-600:#1d6d50;
  --green-100:#d9e9e0;
  --green-50:#edf4ef;

  /* gold */
  --gold-700:#8f6a0e;
  --gold-600:#a97f14;
  --gold-500:#c39a1f;
  --gold-400:#d4af37;
  --gold-200:#ead9a0;
  --gold-100:#f6ecc9;
  --gold-50:#fbf6e4;

  /* semantic */
  --red-700:#8f3524;
  --red-600:#a03d2a;
  --red-50:#f9ece7;
  --amber-700:#8a5a0b;
  --amber-50:#faf1da;

  --radius:16px;
  --radius-sm:10px;
  --shadow-sm:0 1px 2px rgba(28,23,12,.06),0 3px 10px rgba(28,23,12,.05);
  --shadow-md:0 10px 34px rgba(28,23,12,.12);
  --font-ui:'Manrope',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,'Helvetica Neue',Arial,sans-serif;
  --font-display:'Fraunces',Georgia,'Times New Roman',serif;
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font-ui);
  color:var(--ink);
  background:var(--bg);
  line-height:1.6;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:var(--green-700);text-decoration:none}
a:hover{color:var(--green-600)}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--green-950);line-height:1.18;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem)}
h2{font-size:clamp(1.55rem,3vw,2.2rem)}
h3{font-size:1.2rem}
p{margin:0 0 1em}
.container{max-width:1140px;margin:0 auto;padding:0 22px}
.muted{color:var(--muted)}
.small{font-size:.86rem}
.center{text-align:center}
.hidden{display:none !important}

/* ---------- header ---------- */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(255,253,248,.92);
  backdrop-filter:blur(10px);
  border-bottom:1px solid var(--line);
}
.nav-wrap{display:flex;align-items:center;gap:26px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:11px;flex-shrink:0}
.brand:hover{color:inherit}
.brand-mark{width:42px;height:42px;flex-shrink:0}
.brand-text{font-family:var(--font-display);font-size:1.35rem;font-weight:700;color:var(--green-900);line-height:1.05}
.brand-text small{display:block;font-family:var(--font-ui);font-size:.62rem;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--gold-600)}
.site-nav{display:flex;gap:4px;margin-left:auto;overflow-x:auto;scrollbar-width:none}
.site-nav::-webkit-scrollbar{display:none}
.site-nav a{
  padding:8px 13px;border-radius:999px;font-weight:600;font-size:.92rem;
  color:var(--ink-2);white-space:nowrap;
}
.site-nav a:hover{background:var(--green-50);color:var(--green-800)}
.site-nav a.active{background:var(--green-900);color:#f4efd9}
.nav-cta{flex-shrink:0}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  font-family:var(--font-ui);font-weight:700;font-size:.98rem;
  padding:13px 26px;border-radius:12px;border:1px solid transparent;
  cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;
  text-decoration:none;line-height:1.2;min-height:44px; /* touch target */
}
.btn:hover{transform:translateY(-1px)}
.btn:active{transform:translateY(0)}
.btn-primary{background:var(--green-800);color:#f6f2e2;box-shadow:var(--shadow-sm)}
.btn-primary:hover{background:var(--green-700);color:#fff}
.btn-gold{background:var(--gold-400);color:var(--green-950)}
.btn-gold:hover{background:var(--gold-500);color:var(--green-950)}
.btn-ghost{background:transparent;border-color:var(--line);color:var(--ink-2)}
.btn-ghost:hover{border-color:var(--green-600);color:var(--green-700)}
.btn-danger{background:var(--red-600);color:#fff}
.btn-danger:hover{background:var(--red-700)}
.btn-sm{padding:9px 18px;font-size:.9rem;border-radius:10px}
.btn-lg{padding:16px 34px;font-size:1.05rem}
.btn-block{width:100%}
.btn:disabled{opacity:.55;cursor:not-allowed;transform:none}
.link-btn{background:none;border:none;color:var(--green-700);font-weight:700;cursor:pointer;font-size:inherit;padding:0;text-decoration:underline}

/* ---------- cards / layout ---------- */
.card{
  background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius);box-shadow:var(--shadow-sm);
}
.card-pad{padding:clamp(20px,4vw,36px)}
.section{padding:clamp(48px,7vw,84px) 0}
.section-tint{background:var(--surface)}
.section-dark{background:var(--green-950);color:#e9e4d2}
.section-dark h2,.section-dark h3{color:#f5efdb}
.eyebrow{
  display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.22em;
  text-transform:uppercase;color:var(--gold-600);margin-bottom:12px;
}
.lead{font-size:1.12rem;color:var(--ink-2);max-width:640px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;
  background:
    radial-gradient(1100px 480px at 88% -10%,rgba(212,175,55,.14),transparent 60%),
    radial-gradient(900px 520px at -8% 110%,rgba(29,109,80,.10),transparent 55%),
    var(--bg);
  border-bottom:1px solid var(--line);
}
.hero-inner{
  display:grid;grid-template-columns:1.08fr .92fr;gap:44px;align-items:center;
  padding:clamp(48px,7vw,88px) 0;
}
.hero-badge{
  display:inline-flex;align-items:center;gap:8px;
  background:var(--gold-50);border:1px solid var(--gold-200);color:var(--gold-700);
  font-size:.8rem;font-weight:700;padding:7px 14px;border-radius:999px;margin-bottom:20px;
}
.hero h1 em{font-style:italic;color:var(--green-700)}
.hero-ctas{display:flex;gap:14px;flex-wrap:wrap;margin:26px 0 18px}
.hero-note{font-size:.86rem;color:var(--muted)}
.hero-points{list-style:none;margin:0;padding:0;display:flex;gap:22px;flex-wrap:wrap}
.hero-points li{display:flex;align-items:center;gap:8px;font-weight:600;font-size:.92rem;color:var(--ink-2)}
.hero-points svg{flex-shrink:0}

/* KFS preview card in hero */
.hero-card{
  background:var(--card);border:1px solid var(--line);border-radius:20px;
  box-shadow:var(--shadow-md);padding:26px;position:relative;
}
.hero-card::before{
  content:"";position:absolute;inset:0 0 auto 0;height:6px;border-radius:20px 20px 0 0;
  background:linear-gradient(90deg,var(--green-800),var(--green-600) 55%,var(--gold-400));
}
.hero-card h3{font-size:1rem;font-family:var(--font-ui);font-weight:800;color:var(--green-900);margin:6px 0 14px;display:flex;align-items:center;gap:8px}
.kv{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px dashed var(--line);font-size:.94rem}
.kv:last-child{border-bottom:none}
.kv b{color:var(--green-900);font-variant-numeric:tabular-nums}
.kv .neg{color:var(--red-600)}
.kv .pos{color:var(--green-700)}
.kv.total{border-top:2px solid var(--green-800);margin-top:4px;padding-top:12px;font-size:1.02rem}
.kv.total b{color:var(--green-800)}

/* ---------- trust strip ---------- */
.trust-strip{background:var(--green-900);color:#dcd5bd}
.trust-strip .container{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding-top:30px;padding-bottom:30px}
.trust-item b{display:block;font-family:var(--font-display);font-size:1.7rem;color:var(--gold-400)}
.trust-item span{font-size:.86rem;color:#c9c2a8}

/* ---------- features ---------- */
.feature{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px;transition:transform .18s ease,box-shadow .18s ease;
}
.feature:hover{transform:translateY(-3px);box-shadow:var(--shadow-md)}
.feature .ico{
  width:46px;height:46px;border-radius:12px;display:flex;align-items:center;justify-content:center;
  background:var(--green-50);border:1px solid var(--green-100);margin-bottom:16px;
}
.feature h3{font-size:1.08rem;font-family:var(--font-ui);font-weight:800;margin-bottom:6px}
.feature p{font-size:.93rem;color:var(--muted);margin:0}

/* ---------- steps (how it works) ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:step}
.step-card{position:relative;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px 22px}
.step-card .num{
  width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  background:var(--green-900);color:var(--gold-400);font-weight:800;font-size:1rem;margin-bottom:14px;
  font-family:var(--font-display);
}
.step-card h3{font-size:1.02rem;font-family:var(--font-ui);font-weight:800;margin-bottom:5px}
.step-card p{font-size:.9rem;color:var(--muted);margin:0}

/* ---------- charges strip ---------- */
.charges-band{background:var(--green-950);color:#e8e2cd;border-radius:22px;padding:clamp(26px,4vw,44px);position:relative;overflow:hidden}
.charges-band::after{
  content:"₹";position:absolute;right:-30px;top:-70px;font-family:var(--font-display);
  font-size:19rem;color:rgba(212,175,55,.07);line-height:1;pointer-events:none;
}
.charge-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:22px;position:relative;z-index:1}
.charge-cell{background:rgba(255,255,255,.045);border:1px solid rgba(212,175,55,.22);border-radius:14px;padding:20px}
.charge-cell b{display:block;font-family:var(--font-display);font-size:1.75rem;color:var(--gold-400)}
.charge-cell span{font-size:.85rem;color:#c4bda2}
.charge-cell small{display:block;margin-top:6px;font-size:.76rem;color:#a49d83}

/* ---------- tables ---------- */
.tbl-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--radius-sm);background:var(--card)}
#appsTableWrap table.tbl{min-width:760px} /* admin table scrolls sideways on phones */
table.tbl{width:100%;border-collapse:collapse;font-size:.93rem}
.tbl th{
  text-align:left;padding:12px 14px;background:var(--green-50);color:var(--green-900);
  font-size:.76rem;letter-spacing:.08em;text-transform:uppercase;white-space:nowrap;
}
.tbl td{padding:12px 14px;border-top:1px solid var(--line-soft);vertical-align:middle}
.tbl tr:hover td{background:#fcfbf6}
.tbl .num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.tbl tfoot td{font-weight:800;background:var(--gold-50);color:var(--green-900)}

/* Key Fact Statement block */
.kfs{border:2px solid var(--green-800);border-radius:var(--radius);overflow:hidden;background:var(--card)}
.kfs-head{
  background:var(--green-900);color:#f3eedb;padding:14px 20px;display:flex;align-items:center;gap:10px;
  font-weight:800;letter-spacing:.04em;
}
.kfs-head .tag{background:var(--gold-400);color:var(--green-950);font-size:.68rem;padding:3px 9px;border-radius:999px;letter-spacing:.1em}
.kfs-body{padding:8px 22px 16px}
.kfs-note{background:var(--gold-50);border-top:1px solid var(--gold-200);padding:12px 22px;font-size:.83rem;color:var(--gold-700)}

/* ---------- forms ---------- */
.field{margin-bottom:18px}
.field label{display:block;font-weight:700;font-size:.88rem;color:var(--ink-2);margin-bottom:7px}
.field label .req{color:var(--red-600)}
.input,select.input,textarea.input{
  width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:var(--radius-sm);
  font-family:var(--font-ui);font-size:.97rem;color:var(--ink);background:#fffdf9;
  transition:border-color .15s ease,box-shadow .15s ease;min-height:46px; /* touch target */
}
.input:focus{outline:none;border-color:var(--green-600);box-shadow:0 0 0 4px rgba(29,109,80,.13)}
.input.invalid{border-color:var(--red-600);box-shadow:0 0 0 4px rgba(160,61,42,.10)}
textarea.input{min-height:90px;resize:vertical}
.field .hint{font-size:.8rem;color:var(--muted);margin-top:5px}
.field .err{font-size:.8rem;color:var(--red-600);margin-top:5px;display:none;font-weight:600}
.field.has-error .err{display:block}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:16px}
fieldset.group{border:1px solid var(--line);border-radius:var(--radius-sm);padding:16px 18px 4px;margin:0 0 18px;background:#fffdf6}
fieldset.group legend{font-weight:800;font-size:.86rem;color:var(--green-800);padding:0 8px}

/* range slider */
.range-wrap{background:var(--gold-50);border:1px solid var(--gold-200);border-radius:var(--radius);padding:26px}
.amount-readout{font-family:var(--font-display);font-size:2.6rem;color:var(--green-900);font-weight:700;text-align:center;line-height:1.1}
.amount-readout small{display:block;font-family:var(--font-ui);font-size:.8rem;color:var(--muted);font-weight:600;letter-spacing:.1em;text-transform:uppercase;margin-top:4px}
input[type=range]{
  -webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:99px;margin:22px 0 8px;
  background:linear-gradient(90deg,var(--green-700) var(--fill,20%),#e9e2cf var(--fill,20%));
  outline:none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;appearance:none;width:26px;height:26px;border-radius:50%;
  background:var(--gold-400);border:4px solid #fff;box-shadow:0 2px 8px rgba(28,23,12,.28);cursor:pointer;
}
input[type=range]::-moz-range-thumb{
  width:20px;height:20px;border-radius:50%;background:var(--gold-400);border:4px solid #fff;
  box-shadow:0 2px 8px rgba(28,23,12,.28);cursor:pointer;
}
.range-scale{display:flex;justify-content:space-between;font-size:.78rem;color:var(--muted);font-weight:700}
.quick-amounts{display:flex;gap:8px;flex-wrap:wrap;justify-content:center;margin-top:16px}
.quick-amounts button{
  border:1px solid var(--line);background:#fff;border-radius:999px;padding:6px 14px;
  font-weight:700;font-size:.84rem;color:var(--ink-2);cursor:pointer;
}
.quick-amounts button:hover,.quick-amounts button.sel{border-color:var(--green-700);color:var(--green-800);background:var(--green-50)}

/* checkbox consent */
.consent{
  display:flex;gap:12px;align-items:flex-start;background:var(--gold-50);
  border:1.5px solid var(--gold-200);border-radius:var(--radius-sm);padding:16px;
}
.consent input{width:20px;height:20px;margin-top:2px;accent-color:var(--green-700);flex-shrink:0}
.consent label{font-size:.92rem;font-weight:600;color:var(--ink-2)}

/* notes / alerts */
.note{border-radius:var(--radius-sm);padding:14px 16px;font-size:.9rem;display:flex;gap:10px;align-items:flex-start;border:1px solid}
.note svg{flex-shrink:0;margin-top:2px}
.note-gold{background:var(--gold-50);border-color:var(--gold-200);color:var(--gold-700)}
.note-green{background:var(--green-50);border-color:var(--green-100);color:var(--green-800)}
.note-red{background:var(--red-50);border-color:#eccfc4;color:var(--red-700)}
.note p{margin:0}

/* ---------- wizard ---------- */
.page-head{padding:44px 0 8px}
.wizard{margin:26px 0 70px}
.stepper{list-style:none;display:flex;gap:6px;margin:0 0 26px;padding:0}
.stepper li{
  flex:1;text-align:center;font-size:.78rem;font-weight:700;color:var(--muted);
  padding-top:16px;position:relative;
}
.stepper li::before{
  content:"";position:absolute;top:4px;left:0;right:0;height:6px;border-radius:99px;background:#e8e1cf;
}
.stepper li::after{
  content:"";position:absolute;top:4px;left:0;height:6px;border-radius:99px;width:0;background:var(--green-600);
  transition:width .35s ease;
}
.stepper li.active{color:var(--green-800)}
.stepper li.active::after{width:55%;background:var(--gold-500)}
.stepper li.done{color:var(--green-700)}
.stepper li.done::after{width:100%}
.step-panel{display:none}
.step-panel.active{display:block;animation:stepIn .38s ease both}
@keyframes stepIn{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:none}}
.wizard-foot{display:flex;justify-content:space-between;gap:14px;margin-top:28px;padding-top:22px;border-top:1px solid var(--line)}

/* OTP box */
.otp-demo{
  background:var(--green-900);color:#e9e3cb;border-radius:var(--radius-sm);
  padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;
}
.otp-demo b{font-family:var(--font-display);font-size:1.6rem;color:var(--gold-400);letter-spacing:.28em}
.otp-demo small{display:block;color:#b9b296;font-size:.76rem}
.otp-input{letter-spacing:.5em;font-weight:800;text-align:center;font-size:1.2rem;max-width:200px}
.verified-pill{display:inline-flex;align-items:center;gap:7px;background:var(--green-50);border:1px solid var(--green-100);color:var(--green-800);font-weight:800;font-size:.85rem;padding:7px 14px;border-radius:999px}

/* uploads */
.upload-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.uploader{border:2px dashed var(--line);border-radius:var(--radius-sm);padding:18px;text-align:center;position:relative;transition:border-color .15s ease,background .15s ease;background:#fffdf6}
.uploader:hover{border-color:var(--green-600)}
.uploader.filled{border-style:solid;border-color:var(--green-600);background:var(--green-50)}
.uploader input[type=file]{position:absolute;inset:0;opacity:0;cursor:pointer;width:100%;height:100%}
.uploader .up-ico{width:38px;height:38px;margin:0 auto 8px;color:var(--green-700)}
.uploader b{display:block;font-size:.92rem;color:var(--green-900)}
.uploader span{font-size:.78rem;color:var(--muted)}
.uploader .prev{margin-top:10px}
.uploader .prev img{max-height:110px;margin:0 auto;border-radius:8px;border:1px solid var(--line)}
.uploader .prev .file-chip{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);border-radius:8px;padding:8px 12px;font-size:.8rem;font-weight:700;color:var(--ink-2);margin-top:8px}

/* tenure cards */
.tenure-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:24px}
.tenure-card{position:relative;cursor:pointer}
.tenure-card input{position:absolute;opacity:0;pointer-events:none}
.tenure-card .tc-body{
  border:2px solid var(--line);border-radius:var(--radius);padding:22px 18px;text-align:center;
  transition:all .16s ease;background:#fffdf6;
}
.tenure-card b{display:block;font-family:var(--font-display);font-size:2rem;color:var(--green-900);line-height:1.1}
.tenure-card span{font-size:.82rem;color:var(--muted);font-weight:700;text-transform:uppercase;letter-spacing:.08em}
.tenure-card small{display:block;margin-top:10px;font-size:.82rem;color:var(--ink-2)}
.tenure-card input:checked + .tc-body{border-color:var(--green-700);background:var(--green-50);box-shadow:0 0 0 4px rgba(29,109,80,.12)}
.tenure-card input:checked + .tc-body b{color:var(--green-700)}

/* ---------- badges ---------- */
.badge{display:inline-flex;align-items:center;gap:6px;font-size:.76rem;font-weight:800;letter-spacing:.05em;text-transform:uppercase;padding:5px 12px;border-radius:999px;white-space:nowrap}
.badge::before{content:"";width:7px;height:7px;border-radius:50%;background:currentColor}
.badge-submitted{background:var(--amber-50);color:var(--amber-700)}
.badge-approved{background:var(--green-50);color:var(--green-700)}
.badge-agreement_signed{background:var(--gold-50);color:var(--gold-700)}
.badge-disbursed{background:var(--green-900);color:var(--gold-200)}
.badge-closed{background:#eee9db;color:var(--ink-2)}
.badge-declined{background:var(--red-50);color:var(--red-600)}
.badge-offer{background:var(--amber-50);color:var(--amber-700)}

/* ---------- modified loan offer ---------- */
.offer-card{border:2px solid var(--gold-400);background:linear-gradient(135deg,#fffdf2,#fbf4dc)}
.offer-compare{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:14px}
.offer-col{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px 16px}
.offer-cap{display:block;font-size:.72rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-bottom:6px}
.offer-new{border:2px solid var(--gold-400);background:var(--gold-50)}
.offer-new .offer-cap{color:var(--gold-700)}

/* ---------- timeline ---------- */
.timeline{list-style:none;margin:0;padding:0}
.timeline li{position:relative;padding:0 0 22px 34px}
.timeline li::before{
  content:"";position:absolute;left:8px;top:20px;bottom:-2px;width:2px;background:var(--line);
}
.timeline li:last-child::before{display:none}
.timeline .dot{
  position:absolute;left:0;top:4px;width:18px;height:18px;border-radius:50%;
  background:#fff;border:2px solid var(--line);z-index:1;
}
.timeline li.done .dot{background:var(--green-600);border-color:var(--green-600)}
.timeline li.done::before{background:var(--green-600)}
.timeline li.current .dot{border-color:var(--gold-500);background:var(--gold-400);box-shadow:0 0 0 5px rgba(212,175,55,.2)}
.timeline b{display:block;font-size:.95rem;color:var(--green-950)}
.timeline li.pending b{color:var(--muted)}
.timeline .t-date{font-size:.78rem;color:var(--muted)}

/* ---------- portal ---------- */
.dash-head{
  background:var(--green-950);color:#e8e2cd;border-radius:20px;padding:clamp(22px,4vw,34px);
  display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;align-items:center;
  position:relative;overflow:hidden;
}
.dash-head::after{content:"";position:absolute;right:-60px;bottom:-90px;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle,rgba(212,175,55,.16),transparent 70%)}
.dash-head h2{color:#f5efdb;margin:0 0 4px}
.dash-head .sub{font-size:.88rem;color:#b9b296}
.stat-mini{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:6px}
.stat-mini div{background:rgba(255,255,255,.05);border:1px solid rgba(212,175,55,.2);border-radius:12px;padding:12px 16px;min-width:130px}
.stat-mini b{display:block;font-family:var(--font-display);font-size:1.3rem;color:var(--gold-400);font-variant-numeric:tabular-nums}
.stat-mini span{font-size:.74rem;color:#b9b296;text-transform:uppercase;letter-spacing:.08em}

.due-card{border:2px solid var(--green-800);border-radius:var(--radius);padding:26px;background:linear-gradient(180deg,#fffef9,var(--gold-50))}
.due-amount{font-family:var(--font-display);font-size:2.6rem;color:var(--green-900);font-variant-numeric:tabular-nums;line-height:1.05}
.due-amount small{display:block;font-family:var(--font-ui);font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-weight:800;margin-top:6px}
.live-dot{display:inline-flex;align-items:center;gap:7px;font-size:.78rem;font-weight:800;color:var(--green-700);text-transform:uppercase;letter-spacing:.08em}
.live-dot::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--green-600);animation:pulse 1.6s ease infinite}
@keyframes pulse{0%,100%{box-shadow:0 0 0 0 rgba(29,109,80,.35)}50%{box-shadow:0 0 0 7px rgba(29,109,80,0)}}

/* ---------- admin ---------- */
.admin-login{max-width:420px;margin:70px auto}
.stat-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px;margin:22px 0}
.stat-card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:18px}
.stat-card b{display:block;font-family:var(--font-display);font-size:1.9rem;color:var(--green-900);line-height:1.1}
.stat-card span{font-size:.76rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.stat-card.accent{background:var(--green-900);border-color:var(--green-800)}
.stat-card.accent b{color:var(--gold-400)}
.stat-card.accent span{color:#b9b296}
.detail-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:22px;align-items:start}
.dl{display:grid;grid-template-columns:170px 1fr;gap:6px 14px;font-size:.92rem}
.dl dt{color:var(--muted);font-weight:600}
.dl dd{margin:0;color:var(--ink);font-weight:600;word-break:break-word}
.doc-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.doc-card{border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}
.doc-card .doc-head{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:10px 12px;background:var(--green-50);font-size:.8rem;font-weight:800;color:var(--green-900)}
.doc-card .doc-head .acts{display:flex;gap:6px}
.doc-card .doc-body{padding:10px;min-height:60px;display:flex;align-items:center;justify-content:center}
.doc-card img{max-height:200px;border-radius:8px;border:1px solid var(--line-soft)}
.doc-card iframe{width:100%;height:220px;border:1px solid var(--line-soft);border-radius:8px;background:#fff}
.doc-empty{font-size:.82rem;color:var(--muted);font-style:italic}
.action-bar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;background:var(--gold-50);border:1px solid var(--gold-200);border-radius:14px;padding:16px 18px}
.icon-btn{
  display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;
  border-radius:8px;border:1px solid var(--line);background:#fff;color:var(--green-800);cursor:pointer;
}
.icon-btn:hover{border-color:var(--green-600)}
.admin-topbar{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:26px 0 6px}
.admin-topbar h2{margin:0}
.admin-topbar .spacer{flex:1}

/* ---------- legal / prose ---------- */
.prose{max-width:820px}
.prose h2{margin-top:2em;padding-top:1em;border-top:1px solid var(--line)}
.prose h2:first-child{margin-top:0;padding-top:0;border-top:none}
.prose h3{font-family:var(--font-ui);font-weight:800;font-size:1rem;margin-top:1.6em}
.prose ul{padding-left:22px}
.prose li{margin-bottom:6px}
.legal-nav{position:sticky;top:84px}
.legal-nav a{display:block;padding:8px 14px;border-radius:8px;font-size:.9rem;font-weight:600;color:var(--ink-2)}
.legal-nav a:hover{background:var(--green-50);color:var(--green-800)}
.legal-layout{display:grid;grid-template-columns:230px 1fr;gap:40px}

/* ---------- CTA band / footer ---------- */
.cta-band{
  background:var(--green-900);border-radius:22px;padding:clamp(30px,5vw,54px);
  display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap;
  position:relative;overflow:hidden;
}
.cta-band::before{content:"";position:absolute;left:-70px;top:-70px;width:240px;height:240px;border-radius:50%;background:radial-gradient(circle,rgba(212,175,55,.18),transparent 70%)}
.cta-band h2{color:#f5efdb;margin:0}
.cta-band p{color:#c9c2a8;margin:6px 0 0;max-width:520px}
.site-footer{background:var(--green-950);color:#b3ac92;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:30px;padding:54px 0 34px}
.footer-grid h4{color:#efe9d2;font-family:var(--font-ui);font-size:.82rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:14px}
.footer-grid a{display:block;color:#b3ac92;font-size:.92rem;padding:4px 0}
.footer-grid a:hover{color:var(--gold-400)}
.footer-brand p{font-size:.88rem;max-width:300px}
.footer-base{border-top:1px solid rgba(212,175,55,.15);padding:20px 0 26px;font-size:.8rem;color:#8f8a72}
.footer-base p{margin:0 0 6px}

/* ---------- agreement doc ---------- */
.agreement-doc{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow-md);padding:clamp(26px,5vw,56px);max-width:860px;margin:0 auto}
.agreement-doc h1{font-size:1.7rem;text-align:center}
.agreement-doc .doc-sub{text-align:center;color:var(--muted);font-size:.88rem;margin-bottom:28px}
.agreement-doc h3{font-family:var(--font-ui);font-weight:800;font-size:.95rem;letter-spacing:.06em;text-transform:uppercase;color:var(--green-800);margin:26px 0 8px}
.agreement-doc p,.agreement-doc li{font-size:.93rem;color:var(--ink-2);text-align:justify}
.sign-box{border:2px dashed var(--gold-400);border-radius:var(--radius);padding:24px;background:var(--gold-50)}
.sign-stamp{
  display:inline-block;border:2.5px solid var(--green-700);color:var(--green-700);border-radius:10px;
  padding:10px 22px;font-weight:800;letter-spacing:.08em;text-transform:uppercase;transform:rotate(-3deg);
  background:rgba(29,109,80,.05);
}

/* ---------- toast ---------- */
.toast{
  position:fixed;bottom:24px;left:50%;transform:translateX(-50%) translateY(20px);
  background:var(--green-950);color:#f0ebd6;padding:13px 22px;border-radius:12px;
  font-weight:700;font-size:.92rem;box-shadow:var(--shadow-md);opacity:0;pointer-events:none;
  transition:all .3s ease;z-index:200;max-width:90vw;text-align:center;
}
.toast.show{opacity:1;transform:translateX(-50%) translateY(0)}

/* ---------- responsive ---------- */
@media (max-width:1020px){
  .grid-4{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .charge-grid{grid-template-columns:1fr 1fr}
  .stat-grid{grid-template-columns:repeat(3,1fr)}
  .detail-grid{grid-template-columns:1fr}
  .legal-layout{grid-template-columns:1fr}
  .legal-nav{position:static;display:flex;flex-wrap:wrap;gap:4px}
}
@media (max-width:880px){
  .hero-inner{grid-template-columns:1fr;gap:34px}
  .grid-3{grid-template-columns:1fr}
  .trust-strip .container{grid-template-columns:1fr 1fr;gap:16px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px}
  .nav-cta{display:none}
  /* mobile header: brand + hamburger; nav collapses into a dropdown panel */
  .nav-wrap{flex-wrap:wrap;gap:8px}
  .nav-toggle{display:flex}
  .site-nav{display:none;order:3;width:100%;margin-left:0;flex-direction:column;gap:2px;padding:6px 0 12px;overflow-x:visible}
  .site-nav.open{display:flex}
  .site-nav a{display:flex;align-items:center;min-height:44px;padding:10px 14px;font-size:.95rem;border-radius:10px}
  .tenure-grid{grid-template-columns:1fr}
  .stepper li span{display:none}
  .stepper li{padding-top:14px;font-size:.7rem}
}
@media (max-width:620px){
  .grid-2,.form-row,.form-row-3{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .charge-grid{grid-template-columns:1fr}
  .stat-grid{grid-template-columns:1fr 1fr}
  .upload-grid{grid-template-columns:1fr}
  .doc-grid{grid-template-columns:1fr}
  .stat-mini{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .wizard-foot{flex-direction:column-reverse}
  .wizard-foot .btn{width:100%}
  .dl{grid-template-columns:1fr;gap:2px}
  .dl dt{margin-top:8px}
  .due-amount{font-size:2rem}
}

/* ---------- small phones (iPhone SE 375px, Android 360px) ---------- */
@media (max-width:480px){
  body{font-size:15px}
  .container{padding:0 14px}
  .card-pad{padding:18px 16px}
  h3{font-size:1.08rem}
  .section{padding:40px 0}
  .amount-readout{font-size:2rem}
  .due-amount{font-size:1.75rem}
  .otp-demo b{font-size:1.3rem;letter-spacing:.18em}
  .otp-input{max-width:100%;letter-spacing:.35em}
  .offer-compare{grid-template-columns:1fr}
  .stat-grid{grid-template-columns:1fr 1fr;gap:10px}
  .stat-card{padding:14px}
  .stat-card b{font-size:1.5rem}
  .admin-topbar{align-items:flex-start}
  .admin-topbar select.input{max-width:100% !important;width:100%}
  /* action bars: full-width stacked controls */
  .action-bar{flex-direction:column;align-items:stretch}
  .action-bar .btn,.action-bar .input,.action-bar select.input{width:100%;max-width:100% !important}
  .action-bar label{margin-bottom:-4px}
  /* portal dash mini stats stay readable */
  .dash-head{flex-direction:column;align-items:stretch}
  .stat-mini{width:100%}
  .stat-mini div{min-width:0}
  .kfs-body{padding:8px 14px 12px}
  .doc-card iframe{height:180px}
  .btn{padding-left:18px;padding-right:18px}
  .btn-lg{padding:15px 20px;font-size:1rem}
  .hero-ctas .btn{width:100%}
  .charges-band::after{display:none}
  .quick-amounts button{padding:8px 12px;min-height:44px}
}

/* ---------- global overflow guards (no horizontal scroll anywhere) ---------- */
html,body{overflow-x:hidden}
.container,.card,.kfs,.dash-head,.due-card,.agreement-doc{max-width:100%}
p,h1,h2,h3,h4,dd,dt{overflow-wrap:break-word}
iframe{max-width:100%}
input,select,textarea,button{font-size:inherit}
@supports (-webkit-touch-callout:none){
  /* iOS Safari: prevent auto-zoom on input focus (needs >=16px font) */
  .input,select.input,textarea.input{font-size:16px}
}

/* ---------- agreement annexures / execution block ---------- */
.agreement-doc .annexure{margin-top:30px}
.agreement-doc .kyc-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:12px}
.agreement-doc .kyc-fig{margin:0;border:1px solid var(--line);border-radius:10px;padding:10px;background:#fffdf6;page-break-inside:avoid}
.agreement-doc .kyc-fig img{display:block;width:100%;max-height:420px;object-fit:contain;border-radius:6px}
.agreement-doc .kyc-fig figcaption{font-family:var(--font-ui);font-size:.78rem;color:var(--muted);margin-top:8px;text-align:center}
.agreement-doc .exec-block{margin-top:34px;border-top:2px solid var(--green-800);padding-top:18px;page-break-inside:avoid}
.agreement-doc .exec-grid{display:flex;justify-content:space-between;gap:30px;flex-wrap:wrap;margin-top:10px}
.agreement-doc .exec-cell{max-width:46%}
@media (max-width:640px){
  .agreement-doc .kyc-grid{grid-template-columns:1fr}
  .agreement-doc .exec-cell{max-width:100%}
}

/* ---------- print ---------- */
@media print{
  @page{size:A4;margin:18mm 15mm}
  body{background:#fff}
  body *{visibility:hidden}
  .print-area,.print-area *{visibility:visible}
  .print-area{position:absolute;left:0;top:0;width:100%;box-shadow:none;border:none}
  .no-print{display:none !important}
  .site-header,.site-footer{display:none !important}
  .agreement-doc h3{page-break-after:avoid}
  .agreement-doc table,.agreement-doc tr{page-break-inside:avoid}
  .agreement-doc .annexure{page-break-before:always}
  .agreement-doc .exec-block{page-break-inside:avoid}
  .prose h2{page-break-before:auto;page-break-after:avoid}
  .prose h3,.prose .card{page-break-inside:avoid;page-break-after:avoid}
  .prose,.prose *{visibility:visible}
  .legal-layout .prose{position:absolute;left:0;top:0;width:100%}
}

/* Upload / Camera button row inside document uploaders */
.uploader .up-btns{position:relative;z-index:2;display:flex;gap:8px;justify-content:center;margin-top:10px}


/* ============================================================
   Investor Relations page (investors.html) + admin IR tab
   ============================================================ */
.ir-hero{
  background:var(--green-950);
  color:#e9e3cb;
  padding:88px 0 76px;
  border-bottom:3px solid var(--gold-400);
}
.ir-hero h1{color:#f5efdb;margin-bottom:14px}
.ir-hero .lead{color:#c9c2a8;max-width:640px;font-size:1.12rem}
.ir-eyebrow{
  display:inline-block;font-size:.74rem;font-weight:800;letter-spacing:.22em;
  text-transform:uppercase;color:var(--gold-400);
  border:1px solid rgba(212,175,55,.45);border-radius:999px;padding:7px 18px;margin-bottom:22px;
}
.ir-section{padding:66px 0}
.ir-section + .ir-section{border-top:1px solid var(--line-soft)}
.ir-section-tint{background:var(--surface)}
.ir-cols{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:start}
.ir-entity-card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px 30px;box-shadow:var(--shadow-sm);
}
.ir-entity-card h3{margin-bottom:16px}
.ir-kv{display:flex;justify-content:space-between;gap:18px;padding:11px 0;border-bottom:1px solid var(--line-soft);font-size:.93rem}
.ir-kv:last-child{border-bottom:none}
.ir-kv span{color:var(--muted);flex-shrink:0}
.ir-kv b{color:var(--ink);font-weight:700;text-align:right}
.ir-list{list-style:none;margin:14px 0 0;padding:0}
.ir-list li{display:flex;gap:11px;padding:9px 0;align-items:flex-start;font-size:.96rem;color:var(--ink-2)}
.ir-list svg{flex-shrink:0;margin-top:3px;color:var(--green-600)}
.ir-metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ir-metric{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:30px 26px;text-align:center;box-shadow:var(--shadow-sm);
}
.ir-metric b{
  display:block;font-family:var(--font-display);font-size:2.6rem;color:var(--green-900);line-height:1.1;
}
.ir-metric span{font-size:.78rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.ir-directors{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.ir-director{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:28px;display:flex;gap:20px;align-items:center;box-shadow:var(--shadow-sm);
}
.ir-avatar{
  width:72px;height:72px;border-radius:50%;flex-shrink:0;
  background:var(--green-900);color:var(--gold-400);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-display);font-size:1.5rem;font-weight:700;letter-spacing:.03em;
  border:2px solid var(--gold-400);
}
.ir-director h3{margin:0 0 3px;font-size:1.15rem}
.ir-director .role{font-size:.74rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-600)}
.ir-director p{margin:8px 0 0;font-size:.9rem;color:var(--muted)}
.ir-no-deposits{
  background:var(--gold-50);border:1px solid var(--gold-200);border-left:4px solid var(--gold-400);
  border-radius:var(--radius-sm);padding:18px 22px;font-size:.93rem;color:var(--gold-700);
}
.ir-no-deposits b{color:var(--gold-700)}
.ir-form-card{
  background:var(--card);border:1px solid var(--line);border-radius:var(--radius);
  padding:34px;box-shadow:var(--shadow-md);max-width:720px;margin:0 auto;
}
.ir-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 18px}
.ir-form-grid .full{grid-column:1 / -1}
.ir-disclaimer{font-size:.8rem;color:var(--muted);margin-top:16px;text-align:center}
.ir-success{text-align:center;padding:20px 8px}
.ir-success .ref{
  display:inline-block;margin-top:14px;font-family:var(--font-display);font-size:1.35rem;
  color:var(--green-800);background:var(--green-50);border:1px solid var(--green-100);
  border-radius:10px;padding:10px 26px;letter-spacing:.04em;
}

/* inquiry status badges (admin) */
.badge-new{background:var(--amber-50);color:var(--amber-700)}
.badge-contacted{background:var(--green-50);color:var(--green-700)}
.badge-interested{background:var(--gold-50);color:var(--gold-700)}
.badge-converted{background:var(--green-900);color:var(--gold-200)}

/* admin tab switcher */
.admin-tabs{display:flex;gap:6px;margin:0 0 20px;flex-wrap:wrap}
.admin-tabs button{
  font-family:var(--font-ui);font-weight:700;font-size:.9rem;cursor:pointer;
  padding:9px 20px;border-radius:999px;border:1px solid var(--line);background:var(--card);color:var(--ink-2);
}
.admin-tabs button.active{background:var(--green-900);border-color:var(--green-900);color:#f4efd9}
.admin-tabs .tab-chip{
  display:inline-flex;align-items:center;justify-content:center;min-width:20px;height:20px;
  border-radius:999px;background:var(--gold-400);color:var(--green-950);
  font-size:.72rem;font-weight:800;padding:0 6px;margin-left:7px;
}

@media (max-width:880px){
  .ir-cols,.ir-directors,.ir-form-grid{grid-template-columns:1fr}
  .ir-metrics{grid-template-columns:1fr;gap:14px}
  .ir-hero{padding:60px 0 52px}
  .ir-section{padding:48px 0}
  .ir-form-card{padding:24px 20px}
}